Don't forget to factor in closing costs when considering a home sale or purchase. Renny Bryden of Re/Max All Star is experienced at helping both buyers and sellers when it comes to closings. E-mail or call us today at 727-492-9502 if your needs include a real estate pro ready for the business side of real estate.

Closing costs you should expect

There are certain typical costs associated with closing the sale of a house. These fees are commonly divided between the buyer and seller, as spelled out in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through your deal.

Costs pertaining to your mortgage to be paid at closing    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your sale, I'll not only work to get the very best sales price, but I'll also advocate for limited closing costs. And once we've come to an agreement, I'll describe in detail the closing costs so you know exactly what you're paying for.

Buyers: If you're buying real estate in Pinellas County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a suitable range so you're not shocked when you arrive at the closing appointment. I'll be glad to go over the GFE with you, answering your questions and highlighting any estimates of concern.
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